From: borgfighter@hotmail.com.SHYF 
To: GoodFriend@sub.sonic.net ; .SAND@sub.sonic.net <.SAND@sub.sonic.net>
Subject:  FWD: Church Offers No Interest Loans And Grants -NBEK
Date: Saturday, November 07, 1998 4:57 PM

Dear ric,

I thought you might be interested in this.

Joe
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BAPTIST CHURCH OFFERS NO INTEREST LOANS AND FREE GRANTS!  NO CREDIT CHECKS, QUALIFYING, 
OR INCOME VERIFICATION NECESSARY.  AMAZING PROGRAM GETS YOU THE LOAN YOU NEED WITH 
LOW, LOW PAYMENTS!!!!

This is not a joke, but a bonified program that has been in existence for over 15 years!

Do you want to own your own home, but can’t afford the payments?  Most of the money you pay out 
every month is because of all the interest tacked on by banks and mortgage companies.  At todays interest 
rates, even though they are as low as 6.50%, the payment on a house can still range in the 1000’s per 
month, but what if there wasn’t any interest at all...what would it cost you?

A $200,000 house with a 40 year mortgage @ 0% = $416.66 per month, less than what most people pay 
for rent.  And the beauty of it is that it’s your own home.

Sound impossible?  It’s not!  And I’m pleased to inform you that this program, which has been successful 
for over 15 years, is still going strong, and providing the American Dream to thousands of people just like 
you.

HOW DO WE DO IT?

Hi! My name is Pastor Jeremy Isaiah Wilson, and I am pleased to inform you about the invention of a Loan 
and Grant program which is part of a church funded service created by myself and members of my 
congregation. We have joined hands with other Christians throughout the nation dedicated to standing 
behind what we believe God has told us to do for the people in America and Overseas.  

Together all of us planned, with some of the best financial consultants in my church neighborhood, a way 
for people like you to own your own home.  I could care less if you don’t have credit, have bad credit, or 
other ugly marks against you.  I’ve met lots of good people who have had a rough time in the past, gotten 
behind on their credit card payments, or had a vehicle repossessed all because of some poor mishap, 
medical emergency, or unforeseen circumstance...yet these people are good people who just want to 
move on with their lives, provide for their family, and live in a good neighborhood.  They’re looking for a 
place where they can walk safely at night, and not be afraid of the lawbreakers that have been plaguing 
this great nation of ours.

As I discussed the situation with several of these trusted counselors, we discovered that by forming a 
trust and holding company, and funding it with our own money for a successful start-up, we could 
successfully finance the people in our church with their own homes.  We did this successfully, and there 
isn’t one adult member that doesn’t have their own place to live, with payments that they can easily afford.  
And the best part of it is “we don’t charge any interest”.

GETTING AWAY FROM THE BANKERS

According to Biblical Principles, Christians were never supposed to charge each other interest for any 
money borrowed from one another.  God’s law prohibits it, yet today you can’t get through a day without 
using a credit card, making a car payment, or paying an unGodly amount of money on your property.  It has 
brought the United States to the brink of financial destruction, and eventually we will see the house of 
cards that we know as the banking system collapse under the weight of it.  This is something which I 
believe is inevitable, and I have cautioned the people I know to get out of debt as quickly as possible, to 
stop paying interest to the banks and credit card companies, to get solvent and prepare.

But many of the people I know just can’t get out from under the thumb of these tyrants and their 
manipulative ways.  It seems that the harder you try to get the debts paid off, the more easy credit comes 
your way, and the next thing you know most of your discretionary income is going out as fast as you can 
make it.

BUT THE BUCK STOPS HERE!

What if you applied for a loan to pay off all of your credit cards, buy a new house, and car at 0% interest.  
Do you realize that you would be paying about 75-80% less than what you are paying now?

Do you need money to start your own business, at payments you can afford?  Starting a business can be 
very expensive.  After start up costs, equipment, building and salaries, you may need close to $100,000 
just to open your doors.  Now what if the payment on a loan came to around $200 a month for that loan?  
Do you think you could find a way to make money for yourself, your family, and provide a good income if 
the outgo was far below what you were bringing in?  Just think about it.  You could control $100,000 for 
only $200 a month.  You could say goodbye to your boss forever, and be free to take time off when you 
wanted to, make your own hours, and best of all your income potential would soar through the roof, 
because you are taking home all the profits!

WE PROVIDE THE FOLLOWING LOANS

Home Loans
Car Loans
Consolidation loans
Business Loans
Student Loans
Personal Loans
And Money For Whatever Purpose You Need It For.

EVERYONE IS ACCEPTED! NO ONE IS TURNED AWAY!  THIS IS TRULY CHRISTIAN CHARITY WORK AT ITS 
BEST!

Car Loans are for a term up to 10 years, although we have approved many for longer.

Home Loans are for between 30 and 40 years.  Most of our applicants have taken the 40 year option 
because the payments are less.

Student Loans with up to 15 years or longer for repayment with your first payment due 9 months after 
graduation. 

If you borrowed from us for a home loan, this is what you would be paying on a 40 year mortgage.

$50,000 loan   $104.16
$100,000 loan $208.33
$150,000 loan $312.50
$200,000 loan $416.66
$250,000 loan $520.83
$300,000 loan $625.00
$400,000 loan $833.33
$500,000 loan $1,041.66

And A One Million Dollar Loan would be a payment of only $2,083.33

A Car Loan For $20,000 would only be $166.66 on a 10 year repayment plan.

OUR GRANT PROGRAM

Because our loan program has been so successful, over the last 5 years we have been giving away 
Grant money with an average payout of $5,000.  All you have to do is fill out a simple form, and answer a 
few brief questions, and after a short wait a certified check will arrive in your mailbox for the amount 
requested.  This was originally a Student Grant Program that we started to help deserving students get 
through college, with some Grants going to High Schoolers with distinguished grades, but the program has 
been so successful that we decided to implement a Business Grant program, and a For The Needy Grant 
program.  We have been successful beyond our wildest dreams with all of these Grant Applicants, and 
have had 100% success in delivering Grants to all of those requesting an application.  That means that for 
whatever reason, our church has money waiting for you.  And these Grants never need to be paid back.  
EVER.

HOW CAN WE AFFORD TO DO THIS?

Out of the capital that our sponsors have donated to the program, we have been able to successfully 
invest in high yielding instruments which are both conservative and safe.  Most of the money was 
invested in Real Estate and Income Producing Properties, along with discounted mortgages, and 
collectibles including stamps and high quality silver and gold coins.  A system was set up so that as the 
money is repaid by the people we loaned our capital to, other investments were purchased and allowed to 
mature prior to loaning the money to another borrower.  The money cycles through gaining interest that 
would normally be paid by the borrower, assuring that there is more money available for the growing 
number of people needing our services.  This is the basic way that the trust and holding company stays 
solvent.  Because of our success with the program, other people have chosen to set up accounts with 
us, and invest money for a return of 10% annually.  We feel that this is a good way to share the wealth, 
and keep our financial resources fully stocked.

SO DO ANY OF YOU GUYS PROFIT FROM THIS?

Aside from a small nominal management fee paid to the caretaker of the trust who is in charge of keeping 
accounts straight, and making sure the process runs smoothly, the trust is set up to be non-profit in 
nature.  By law, this means that all money coming in must go out in additional loans and grants.

ARE YOU A BROKER FOR THESE LOANS OR THE ORIGINATOR?

When you deal with us, you deal directly with the people that make the Loans and Grants.  There is no 
middleman, no loan company other than the trust and holding company run by Gateway Christian Church.

DO THE LOANS REQUIRE ANY COLLATERAL?

Home Loans are set up with us being the holder of the first mortgage.  This assures that the loans will be 
repaid, and that we have a way of collecting our funds should you default.  To date, no one has ever 
defaulted on any of our loans since the payments are so low.

On Car Loans, we are the lien holder.

Business Loans are usually a combination of secured and non-secured loans.  Mostly the secured part is 
on equipment,  Many business loans are made on a non-secured basis.

Personal and Student Loans don’t require collateral or co-signers

HOW DO I GET STARTED?

There is a loan package which must be prepared which includes your filling out basic information such as 
name, address, phone number, and next of kin. (NO SOCIAL SECURITY NUMBER REQUIRED)  It is similar to 
a loan application which you might receive at a bank.  Also included is a Grant application.  You may apply 
for up to 5 Grants totally $5,000 each.  It is possible that the total amount of Grants you may apply for 
could be increased from 5 to 10 or more by the time you receive your package, due to an increase in our 
funds over time.  You may re-apply for more Grants at any time after the original account is set up.  Many 
have used this program to finance business projects as opposed to our loan program.

Inside the loan package will also be additional information on how the program works, the people involved 
who run the program and make sure it runs smoothly, our investment counselors, and pictures of 
properties that have been purchased with our program.

There is a small application fee of $25 that must accompany your request for a loan package and 
application.  This small fee covers the cost of printing, and postage of your package.  It is refundable with 
your first Loan or Grant.  We accept personal and business checks, money orders and cash.  Money 
Orders are the fastest and safest method of ordering.  Personal and business checks require extra time to 
clear the bank prior to the package being sent out.  Cash orders are accepted, but we request that you 
use proper measures to insure the safety of sending this mode of payment through the mail.  Putting the 
payment between two sheets of paper is usually sufficient to thwart the mishandling of your letter.

Your method of payment should be made payable to our trust and holding company:

Utah Completion Company
369 East 900 South #212
Salt Lake City, Utah 84111
ATT: Church Offer-1106

Once we receive your application, you will be assigned an account number, and your loan will be 
processed.  You will then be informed when your money is available for disbursement.  At this time, you 
may begin to shop for your home, vehicle or whatever you need the loan for since you have been pre-
approved.  Once the purchase is ready to be made, the proper steps through an escrow agent will set up 
locally in your area, and the final steps completed.

DO I HAVE TO BELONG TO YOUR CHURCH OR BECOME A CHRISTIAN?

Absolutely not.  This program is open to everyone, regardless of religion, race, creed, color, and sex, or 
persuasion.  All we care about is that you make your payments on time.

So, go ahead and read some of the below testimonials, and then order your package.  You are on your 
way to getting the things you want and deserve.  And if you become successful in your endeavors, I 
would request as a favor that you donate a little of the money you make to feed the hungry in your 
neighborhood, spreading a little bit of cheer to those less fortunate.

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TESTIMONIALS
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I found this program three years ago, and have never regretted getting involved.  I filled out an application 
and received my money promptly.

JM Huntsville Alabama

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Thank You!  Thank You!  Thank You!  I have paid off those nasty credit cards, and have a brand new 
home.  It’s my first, and my total payments are under $400 a month.  No more banks for me.

KI Montclair New Jersey
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I am a proud business owner thanks to you.

PLM Los Angeles California
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I moved to a better neighborhood because of Gateway Christian Church.  For years I wanted to move out 
of my dumpy apartment, but I just couldn’t afford it.  Your company made a way for me to achieve a dream.

TR Houston Texas
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Anyone who doesn’t take advantage of this God Sent program would be a fool in my book.  I couldn’t even 
afford to put enough food on the table for my kids working the measly job I had for only $5.00 an hour.  My 
wife had to work, and the kids were suffering.  I had a great business idea but no one would listen, until 
Gateway came along.  Their trust company helped me, and now I make $60,000 a year in my own 
business.  May not be much to some people, but to me its a miracle.  Next year I hope to double it.

MN New Orleans Louisiana
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Today, I cut up my credit cards, just after opening the front door to my brand new home.

RF Albany New York
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Come on in!  The waters fine.  No matter what your decision, if you decide to go with us or not, I wish you 
the best in your life, and that it may be rich and fulfilling.  Your dream is waiting.  Write to us now, and get 
started today.

With Christ’s Love,

Pastor Jeremy Isaiah Wilson